Dental insurance is what you usually rely on to get your dental work done, such as checkups, fillings, and even extractions. You likely have very few instances in which your dental insurance company may balk at covering your oral health needs. When it comes to cosmetic dentistry, however, your coverage may not be available when you need it since many procedures are not considered medically necessary for your health. If you are thinking of seeing a cosmetic dentist in your area to help improve your smile and overall health, it helps to know which cosmetic dentistry practices are more likely to be covered by insurance so you don't run into any financial surprises.
Traditional metal braces are most commonly covered by dental insurance because they are the least costly to put on. While the primary reason for getting braces is to straighten and align teeth properly, the procedure also helps stretch the roof of the mouth and help form your bite, which in turn can help you speak and chew better. When thinking of getting braces, you want to know which types (behind your teeth, metal, ceramic, or even invisible) of fittings are actually covered and which are not to help aid you in your decision.
You may need dental implants for a variety of reasons: an accident, gum disease, or even cancer of the mouth. If you have a severe need for getting dental implants for your mental and physical health, insurance is more likely to kick in and assist with your finances. Getting implants simply to replace teeth that are crooked or too small, however, may be more difficult to put on insurance unless there are other non-cosmetic reasons that your dentist can provide evidence for.
Wisdom teeth removal
Getting your wisdom teeth removed is not considered a cosmetic dentistry procedure, but being put totally under so you don't have to be awake for the procedure may take your common extraction appointment to a new level where insurance will not pay for the anesthesia. If your dentist can provide evidence that you have teeth that have not broken through your gums' surface or that you have an especially difficult removal case, your insurance may be willing to cover the expense of being put under so you can be at ease.
While you cannot expect your dental insurance to cover most of your cosmetic needs, you can rely on them to help you achieve a smile that is both healthy and beautiful. Talk to your insurance provider prior to setting any appointments with your dentist to see which procedures regarding cosmetic dentistry they will consider covering.